ERM programmes are less exposed because their success depends on governance, leadership alignment, and embedding risk culture. AI can automate risk dashboards, scenario modelling, and documentation, but the essence of ERM lies in organisational adoption and cross-functional engagement.
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Enterprise Risk Management Programmes score 39, a medium disruption risk. AI can deliver dashboards and analytics, but the human role in leadership engagement and cultural embedding keeps defensibility strong. Significant opportunities remain to leverage AI for innovation and differentiation within this category.
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